You may be right. When I was younger 60 seemed ancient. Now at 45, I figure between my trashed pension (I work at United Airlines), Social Security funding shortages, 5 college bound kids, etc...I'll be working till I'm about 90!!! I guess it beats the alternative of not making it til 90, and since I don't like golf I might as well work. If I make it till 100, I'll still get some retirement time. Hope you get one of the 100yr cards in good health!!