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Anybody working in UK - need some advice regarding permanent position

 
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Hi All,

Last week I secured a permanent position in one of the companies in the UK. I received my appointment letter today. I was a little disappointed after seeing because of few things -
1. Even though the package promised to me is mentioned in the letter, it does not have any breakup of the salary. I.e. typically the salary has a fixed, variable and performance based component. However, my letter did not have any such detail. I am a little surprised as the letter only states the gross figure. that�s it! Nothing more!! This is my first permanent job in uk and so i am not exactly aware of the processes here. How is the typical salary structure in uk? Can anybody working in uk help in this regard?

2. Secondly, the letter does not talk about any medical cover. Back in India, all the companies I worked with provided full accident and medical cover to me and my family. I think that rather a general benefit all companies offer. Is there no such thing in UK? I am expecting too much?

Any help would be appreciated.

-Rashmi
 
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1) most European companies pay ONLY a fixed salary (unless you are at management or sales) and often a bonus based on company performance rather than personal performance.
The latter will not be mentioned as an amount as it's not fixed.

2) in most EU countries healthcare is thoroughly government controlled, there are fixed centrally defined healthplans you are by law required to be a part of. By law there's a division stating what the company is required to pay and what the individual pays. There's therefore no need to mention anything at all as it's automatic.
 
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Hi Rashmi,

In UK the salary terms are pretty much straight forward. This means you will be having salary stated in gross terms. There are 3 levels of tax percentages applied depending on your salary.
See the folowing link for tax calculation
UK Tax Calculation

Once you get your pay slip you will have a tax code on it which is used for the calculation of taxes. The only other deduction will be the NI contribution.

In terms of other benefits, depends on company and since NHS facilities are available hence generally no health insurance options are provided.

HTH

Cheers
Vishal
 
Rashmi Tambe
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Thanks Jeron and Vishal for the reply!

I was a little worried because I thought that if the gross package contains any variable component, then my in-hand pay would became pretty less that my expectation. Being a first timer, I already had lot of issues with salary negotiations! People here just dont consider your experience back in India and they treat you like a fresher if you do not have uk experience on your CV. That really frustrated me cause I had to fight to secure this good job even after having strong j2ee experience of 5 years!!!

Anyways, after so much of struggle I hope to get good work in my new job!!! Thanks for your replies.
 
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Rashmi, pls. check your PM.

- Manish
 
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Originally posted by Rashmi Tambe:
Thanks Jeron and Vishal for the reply!

I was a little worried because I thought that if the gross package contains any variable component, then my in-hand pay would became pretty less that my expectation. Being a first timer, I already had lot of issues with salary negotiations! People here just dont consider your experience back in India and they treat you like a fresher if you do not have uk experience on your CV. That really frustrated me cause I had to fight to secure this good job even after having strong j2ee experience of 5 years!!!

Anyways, after so much of struggle I hope to get good work in my new job!!! Thanks for your replies.



Rashmi,

Congratulations on your new job.

It is pretty typical not to have a break-up in the salary. Unlike in India, there are no non-taxable components, so there is no value in breaking down the salary.

Some companies do offer private medical cover, others don't. If your company doesn't, it doesn't. It is not something that they will negotiate about for a single employee. However, do ask them. There are certain perks that companies provide that are non-contractual (so that they can be withdrawn when times are bad). It is not much of an issue
a) In most situations, the NHS is just about sufficient
b) General private medical insurance costs somewhere between 250-300 pounds and if you really feel the need to, you can buy it privately. Dental insurance costs about the same.
c) Even if the company were to provide you insurance, you would have to pay tax on it.

If you have any questions about your offer, talk it out openly with your recruiter.
 
Rashmi Tambe
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Thanks for your reply Bhoooooo Yyempeti !

Not having non-taxable component results in paying too much tax!!! So I fell, indian salary structure is little better. There are lot of non-taxable allowances. And yes, having a company provided medical cover is the best benefit! Anyways, I am going to enroll into NHS ASAP.

What about you? where do you work in uk? How many years of experience do you have?
[ July 08, 2006: Message edited by: Rashmi Tambe ]
 
Bo Yyempeti
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Rashmi,

I currently work in Suffolk, but moving to Bangalore in a week.

I came here for the new millenium celebrations and stayed on .....

Have a good time. The country will grow on you ...
 
With a little knowledge, a cast iron skillet is non-stick and lasts a lifetime.
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