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A Babu
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Hi friends,
Any good book is there for HOW TO INVEST THE MONEY WISELY.If anybody have the idea please suggest that book name.Because i need to aware of that.

thanks in advance.

babu.
 
Amit Saini
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There's a very popular book called "The Intelligent Investor" written by Benjamin Graham (Warren Buffett's mentor).

Books by Peter Lynch are good as well.
 
JigaR Parekh
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Read Rich Dad Poor dad, it doesnt talk about any perticular investment
but defenately will force you to think on some idea which you had never thought.
 
Rajeev Ravindran
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how much money do you have ?
 
Mark Herschberg
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This is more appropriate for Meanless Drivel, our catch all forum for other discussions. I'm moving this thread there.

--Mark
 
Marc Peabody
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Invest in JavaRanch. We are going public soon under the ticker symbol MOOSE. Of course this assumes that the rumors of Google buying us out are not true.
 
stara szkapa
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A book could just introduce you to the topic, but it will not tell you how to invest at the moment. What I recomend is to watch business news. There is very good professional and unbiased business television in Canada www.robtv.com I watch over internet and it gives me information what will go up in the near future.
 
Stan James
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Here's a neat method for people who don't want to play with their money every day.

Invest equal amounts in a diverse collection of places.

At some interval (annually is nice) adjust so they are again equal. Take money out of the investments that gained and put it into those that lost.

This seems counter-intuitive. If a fund or investment is gaining, why not pour more money into it? Almost every instrument has cycles up and down. If you sell your losers to buy more in gainers you sell low and buy high. Does that sound good? When you equal them out you always sell high and buy low.
 
Peter Rooke
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Motley Fool UK
Motley Fool US
 
marc weber
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Go to a casino, and put it all on number 7.

You can't lose!
 
Pradeep bhatt
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Originally posted by Marc Peabody:
Invest in JavaRanch. We are going public soon under the ticker symbol MOOSE. Of course this assumes that the rumors of Google buying us out are not true.


Is it for real ?
 
shan Iyer
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Investing in good equity is the best way to multiply your money!!
 
Ram Munshi
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Equities are bit riskier option ,you can also lose your hard earned money,If you want to invest in equities ,Start with Mutual fund
which are rather safer also in mutual fund you can start with Balanced fund which are blend of debt and equity.
Though in mutual fund growth would be relatively slow but it is rather safer option,also keep your money diversified. the
percentage of money in the equity /mutual fund should be around 80- your age (this should be your risk appetite)

Apart from this do a lot of study before investing in any mutual fund ,some good indian sites are

www. valueresearchonline.com
www.moneycontrol.com
myiris.com........

You can get the background of that specific fund and the returns in last few year. Apart from that some amount should also go
in bonds/Fixed deposit(very safe) options.
Also take term insurance as soon as possible ,these are best possible and cheapest insurance options,once you take enough cover
you can also take endowment policies too. Also take health insurance if you are in your late 30's.
In mutual fund do some research ,read about asset allocation ,most of your money should go in large cap fund,after that some mid cap ,small cap fund to get better returns also invest thruouh SIP only (Systematic Investment Plan)
If you have more money you can also invest in real state where it is growing (especially in tier 2 cities in india),your money can grow by leaps and bounds.
Apart from that investment in gold is also good ,so the mantra is keep your money diversified as much as possible to avoid the risk
and be a disciplined invester (this is the most importent).

Cheers !!


Ram Munshi
 
shan Iyer
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Equities are bit riskier option ,you can also lose your hard earned money,If you want to invest in equities ,Start with Mutual fund
which are rather safer also in mutual fund you can start with Balanced fund which are blend of debt and equity.
Though in mutual fund growth would be relatively slow but it is rather safer option,also keep your money diversified. the
percentage of money in the equity /mutual fund should be around 80- your age (this should be your risk appetite)

It is a myth that equities are risky!! It was a few years ago, when keeping a track of the equity you have invested in was tough, and also buying and selling was a cumbersome process. But not anymore. Shares can be bought and sold in seconds. A constant tracking of the prices is possible. And investing in good solid shares, with a good reasoning for your investment, can help you multiply your money at a rapid rate, rather than the snail paced, tortise paced, slow, sleepy, drowsy Mutual Funds With access to so many TV business channels and magazines, knowledge based equity investment is very easily possible . I am telling this from my own experience

[ April 03, 2006: Message edited by: Shankar Iyer ]

[ April 03, 2006: Message edited by: Shankar Iyer ]
[ April 03, 2006: Message edited by: Shankar Iyer ]
 
Ram Munshi
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well,my suggestion is that don't be speculator ,Stock market is not gambling It requires a lot of research and demands a lot of time.
If it is not like that everybody would be minting money.
Investing money is art and to learn any art it takes time once you start learning gradually, be slow and steady and disciplined investor .
In india it is bullish time everybody is making money ,but when correction would take place you can lose your hard earned money.
So take your time ,learn the basics and go ahead .
Last but not least don't follow the crowd.

Ram Munshi
 
shan Iyer
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Ram Munshi,
only second rung stocks are affected by a correction, not the first rung solid stocks!! Even if there is a correction of a few ruppees, first rung stocks immediately pick up in a few days!! Many first rung stocks in well known sectors, like IT and automobile,are expensive and require a sizeable investment, which some might not be comfortable with. But there are many not that famous sectors, like the cement sector and sugar sector,where even the first rung stocks arent that expensive . Investments is these stocks,giving it say 4-6 months time, is a SURE SHOT way of multiplying your money!!
[ April 03, 2006: Message edited by: Shankar Iyer ]
 
nishwas mahindra
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Purchase a land/property on the outskirts of developing town.Within 2 3 years you will double or triple your income.
Go for gold.Gold is recognized universally.
Equity is risky option if you are not knowledgeble.Better if you invest in IPO if you want to go for equity.
Mutual fund or SIP that is systematic investment plan is best option.
 
Manish Hatwalne
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Originally posted by Shankar Iyer:

It is a myth that equities are risky!! It was a few years ago, when keeping a track of the equity you have invested in was tough, and also buying and selling was a cumbersome process. But not anymore. Shares can be bought and sold in seconds. A constant tracking of the prices is possible. And investing in good solid shares, with a good reasoning for your investment, can help you multiply your money at a rapid rate, rather than the snail paced, tortise paced, slow, sleepy, drowsy Mutual Funds With access to so many TV business channels and magazines, knowledge based equity investment is very easily possible . I am telling this from my own experience


Maybe, you can tell us how did you study all those things and from where you picked up the knowledge. It might help us...

- Manish
 
Rambo Prasad
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I am a trader cum software engineer.....If anyone is interested I have loads of books related to technical nalysis and trading..I can mail you if you are interested....
 
Rambo Prasad
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only second rung stocks are affected by a correction, not the first rung solid stocks!! Even if there is a correction of a few ruppees, first rung stocks immediately pick up in a few days!! Many first rung stocks in well known sectors, like IT and automobile,are expensive and require a sizeable investment, which some might not be comfortable with. But there are many not that famous sectors, like the cement sector and sugar sector,where even the first rung stocks arent that expensive . Investments is these stocks,giving it say 4-6 months time, is a SURE SHOT way of multiplying your money!!



Yes investing is a art...I strictly follows only technicals and I dont hold any script for a long time..I only trade and I dont invest....
There are lot of hedging stratergies available...You can hedge your stock by buying a put option...even if the whole market crashes you will be saved...
 
Rambo Prasad
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If you want to protect your stocks against potential downside..Read this


Sometimes, the only way to play the market, in our opinion, is to "protect" any stock purchase by buying put options on the stock.

They call this approach "MARRIED PUTS" and it's appropriate because every
option contract is joined at the hip - "married" to a block of stock.

Remember, there are two types of stock option contracts. A "call" option
gives the owner the "right" but not the "obligation" to buy 100 shares of
the underlying stock at a specific price at a specific date in the future.

A "put" gives the owner the right to sell 100 shares at a certain price
and time. Essentially, call buyers are betting that the price of the stock
will go up and put buyers are betting that the price will decline.

A "premium" is charged for each 100-share contract and the premium
increases or decreases depending on a number of variables (demand, time,
stock movement, etc.)

When the indexes are moving higher we want to go long (buy) attractive stocks , but we also want to protect ourselves against the strong chance that the market will quickly change course and drag our stock down. We use put options as "insurance" against that possibility.

Here's how it works: Say you decide to buy 100 shares of XYZ Company at
40. You have invested $4000. At the same time, you buy one put contract
for XYZ with a strike price of 35 and an expiration date in mid-January.
If the overall market is moving higher and demand for puts is low, you
pay a premium of say only $1.50 per share, or $150 for the 100-share contract. Your total investment is $4150 ($4000 for the stock and $150 for the option).

Let's say that the market immediately turns against you and XYZ falls to
35. The value of your stock is now $3500. However, the decline has
actually increased the value of your put. The premium may now be $6.50, or
$650 for the contract. If you sell the stock and the option, you'll pocket
$4150. Instead of taking a significant loss, you've broken even, thanks to
the put.

If, on the other hand, the stock soars to 50, the put will lose much of
its value. As the expiration date approaches, the premium will drop to 50
cents, maybe less. Again, you can sell your stock and option, and you'll
bank about $5050 ($5000 for the appreciated stock and $50 for the
depreciated put). That's a $1050 gain!

There are many ways to play. If your stock is moving ahead rapidly and you
don't think you need the insurance, you can dump your put at a small loss
and let your stock ride. If you sense that your profitable stock run is
almost over, you can sell your shares and hang onto the put. If the market
reverses, the put will jump in value - more profits for you!

No doubt, you sacrifice some of your potential profit when you buy that
put. Insurance has a price. But you get peace of mind in knowing that you
can make a poor stock buy and avoid disaster. Until the market sorts
itself out, it's an ideal strategy. Long term holders should consider buying this "insurance" for their stocks, it's crazy not too.
 
Chetan Parekh
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Hey Rambo Prasad, you worked on any equity domain related project or what?
 
Rambo Prasad
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No Chetan the domain I work(Network security) is not even remotely linked to finance...Though I am planning to switch to a company in financial domain...
It is just that I picked up interest in finance...I realized that if I continue to work as a programmer may be career wise I will progress but financial I wouldn't have anything great...To earn something big I need to either go onsite or do trading...I choose the later option since I currently dont have any chance of going onsite.....
 
Manish Hatwalne
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Good idea indeed!!

BTW, could you please give us some inputs on how can one start studying this trading market. I have been investing in MFs for about a year now and returns were good in terms of percentage (avg. 50%-60% in a year) but I did not invest much as I was apprehensive. However I have heard that some people have managed to get 80-90% returns in just couple of months or so. Moreover in some cases, the returns were as good as 200% to 300% in a year. Is that possible??

- Manish
[ April 03, 2006: Message edited by: Manish Hatwalne ]
 
Jesus Angeles
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Originally posted by Manish Hatwalne:
Good idea indeed!!

BTW, could you please give us some inputs on how can one start studying this trading market. I have been investing in MFs for about a year now and returns were good in terms of percentage (avg. 50-605 in a year) but I did not invest much as I was apprehensive. However I have heard that some people have managed to get 80-90% returns in just couple of months or so. Moreover in some cases, the returns were as good as 200% to 300% in a year. Is that possible??

- Manish


You heard of the profit potential. How about the loss potential? Usually it is double-bladed. And worst, if you meet a scammer, you lose 100%. Be careful.

In futures market, you can profit 100% in 1 minute. But also, you can lose all your buffer, in same amount of time.
 
Manish Hatwalne
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Right!!
And that is why one has to be careful and knowledgable. So I am asking Rambo Prasad how can one gain this knowledge.

- Manish
 
Ram Munshi
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The problem with the crowd is that they put money when market is high and bulls are riding the race and all of a sudden when bear phase start they come into the panic and withdraw the money and instead of making profit they lose money .
This thing usuall happens with retail investor ,they are always cheated.
So the safer way would be investing through Mutual Funds(thru SIP route) only in equities ,where professional managers are handling your portfolio.
and chances are less that you would lose money . Investment in equities is always calculated risk,a person should always ready to bear the loss also if he wants to make quick bucks.
Lets take an example of Indian Market ,Sensex is on new high and it has crossed 11,000 marks ,now it has become very risky to put
your money at this level and the correction is possible any time or it might happen that correction don't take place at all.
P/E ratio of some blue chip compnies is touching 50-60 .that is too high to invest in them at this level,So I would suggest take
professional help If you are not very confident about yourself.
So let the mutual fund manager do this job for you ,If you are not very knowledgeable in equities ,apart from this you can invest
in diffrent companies using mutual fund and your portfolio would be pretty diversified which is not possible when you invest individually.
Some good truested AMC are Franklin Templeton,Reliance,Fidelity,SBI (though its star manager Sandip Sabarwal has just left),Sundaram,DSPML. ( Do some research work ,by going to www.valueresearchonline.com)
Try to invest in those funds which are established and have good track record of return in both bullish and bearish time instead of investing in NFO (New Fund Offer ) and temptation of Rs. 10 nav. This is just a trick because nav of mutal fund is diffrent from nav of stocks.


Ram
 
Pradeep bhatt
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Indian markets have a hit a new high today. I suspect as more retail money flows a crash is waiting to happen. I am slowly taking my money out of stock markets. However if someone is a long term investor or if some stocks are of long term nature stay inversted. Promising sector - Power(stocks yet to appreciate PTC, NTPC,Reliance Enegry), auto , infrastructure(will hit peak very soon).I am not bullish on banks.Reliance communication is another good bet.
 
Pradeep bhatt
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Rambo Prasad
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Two seeds lay side by side in the fertile spring soil.

The first seed said, "I want to grow! I want to send my roots deep into the soil beneath me, and thrust my sprouts through the earth's crust above me.... I want to unfurl my tender buds like banners to announce the arrival of spring. ... I want to feel the warmth of the sun on my face and the blessing of the morning dew on my petals!"

And so she grew.

The second seed said, "I am afraid. If I send my roots into the ground below, I don't know what I will encounter in the dark. If I push my way through the hard soil above me I may damage my delicate sprouts ... what if I let my buds open and a snail tries to eat them? And if I were to open my blossoms, a small child may pull me from the ground. No, it is much better for me to wait until it is safe."

And so she waited.

A yard hen scratching around in the early spring ground for food found the waiting seed and promptly ate it.

MORAL OF THE STORY

Those of us who refuse to risk and grow get swallowed up by life.
 
shan Iyer
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Good idea indeed!!
BTW, could you please give us some inputs on how can one start studying this trading market. I have been investing in MFs for about a year now and returns were good in terms of percentage (avg. 50%-60% in a year) but I did not invest much as I was apprehensive. However I have heard that some people have managed to get 80-90% returns in just couple of months or so. Moreover in some cases, the returns were as good as 200% to 300% in a year. Is that possible??


Manish, a planned investment in equities can sky rocket your profit % in a few months. But that requires a careful study of the sector and the company
you want to invest in. There are aroud 30 sectors , and only 6-7 have become expensive to enter now. Please dont listen to anyone telling investing in equities is a risk!! That was the case 10 yrs back but not anymore. I remember my father having to contact the stock broker and wait for 3-4 days to purchase some stock. After buying, keeping a track of the price was also not easy. And selling use to take another 3-4 days almost in loss everytime because of the lack of inforamtion. But that was 10-15 yrs back!!! Things have changed now. There are tremendous sources of information, and it can be very easily speculated as to when some stocks are going to increase or decrease. And as I have stated earlier, even if there is a Sensex and Nifty crash now, only the second rung stocks get hit, but not the frontline stocks. FYI, majority of the Sensex rise now is because of a REALLY HUGE number of second rung stocks that have sprung up from nowhere, and also partly because of the rise in the frontline stocks.So start watching CNBC and getting cracking into the stock markets!!
 
shan Iyer
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The problem with the crowd is that they put money when market is high and bulls are riding the race and all of a sudden when bear phase start they come into the panic and withdraw the money and instead of making profit they lose money .
This thing usuall happens with retail investor ,they are always cheated.
So the safer way would be investing through Mutual Funds(thru SIP route) only in equities ,where professional managers are handling your portfolio.
and chances are less that you would lose money . Investment in equities is always calculated risk,a person should always ready to bear the loss also if he wants to make quick bucks.
Lets take an example of Indian Market ,Sensex is on new high and it has crossed 11,000 marks ,now it has become very risky to put
your money at this level and the correction is possible any time or it might happen that correction don't take place at all.
P/E ratio of some blue chip compnies is touching 50-60 .that is too high to invest in them at this level,So I would suggest take
professional help If you are not very confident about yourself.
So let the mutual fund manager do this job for you ,If you are not very knowledgeable in equities ,apart from this you can invest
in diffrent companies using mutual fund and your portfolio would be pretty diversified which is not possible when you invest individually.
Some good truested AMC are Franklin Templeton,Reliance,Fidelity,SBI (though its star manager Sandip Sabarwal has just left),Sundaram,DSPML. ( Do some research work ,by going to www.valueresearchonline.com)
Try to invest in those funds which are established and have good track record of return in both bullish and bearish time instead of investing in NFO (New Fund Offer ) and temptation of Rs. 10 nav. This is just a trick because nav of mutal fund is diffrent from nav of stocks.


Ram Munshi,
The only risk is in day trading, where people try to make money by buying and selling in the same day. Of course, "Futures" is also a RELLY HUGE Risk.
But medium term to long term investments (for 4-6 months) in good stocks is NEVER A RISK. Think you are very fond of Mutual Funds
 
John Smith
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Shankar Iyer: Please dont listen to anyone telling investing in equities is a risk!! That was the case 10 yrs back but not anymore.

The stocks go up and down. That was the case 10 years ago, 100 years ago, and that would be the case in the future for as long as markets exist. It's just as easy to lose your money in the markets as it is to make money.

Think about it this way: if there was no risk in the markets, why would anyone have a day job? All you would have to do is to buy some stock (even with borrowed money), sit on it on eternity, and derive your income from the dividend or the capital appreciation.

It doesn't work this way. Whenever you buy a stock, somebody on the other end of the transaction is selling it to you. The reason he is selling is because he thinks the stock will go down. You are buying obviously because you think the stock will go up. Now it's between the two of you: whoever is smarter about the direction of the market will make money. The other fellow will lose money (or at least his profits will be cut short). And so it goes.

Now, it's true that historically stocks performed well (some 12% annually or so over the last 100 years or so). However, it's in no way guaranteed, and there is little implication for the future. The folks who bought the US stocks in 2000 are still out of money 6 years later.

All of this does not mean that you should not buy stock. But if you think there is no risk involved, you've paved you way to bancrupcy even before you hit that glowing green "buy" button.

There is another myth propagated here, which is that there are "good" and "bad" stocks. Perhaps there are, but it's very difficult to determine it in advance. Think about all the professional money managers with advanced degrees and experience running the mutual funds. Time and time again it was shown in multiple studies that they are as good in filtering the "good" stocks out of the "bad" ones as the monkeys throwing darts at the stock page in the Wall Street Journal. Over the long time, over 80% of the managed funds underperform the market. That is, you would be better off selecting your stocks at random than trying to figure out what constitues a "good stock". There is a simple explanation for that, too. The stock that is perceived to be "good" has a price premium, so you are paying for it. And the stock that is perceived to be "bad" is dirt cheap, so you have a potential to make money. All in all, the market equalizes it, so your risk/reward potential is about the same for each and every stock out there.
[ April 04, 2006: Message edited by: John Smith ]
 
Jesus Angeles
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Originally posted by Shankar Iyer:


But medium term to long term investments (for 4-6 months) in good stocks is NEVER A RISK.


You have to create a strategic portfolio to lower the risk. It is still risky even if it is stocks, if you, for example, put everything in 1 basket.
 
Zip Ped
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Invest in Ferraris. Thats the only car in the world whose price goes up as the miles on it increase.
 
Rambo Prasad
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My technical pick for next 3 trading days...

1.Andhra bank

Andhra� Pick on some retrace�
Some retracement would also create a reverse HS pattern....

2.Geometric software--Stock split

Geometric..
Same story as Andhra
Pick on some retracement.
First Target 150 and more.

3.Ranbaxy

Still some steam left.
Upper channel touch at 490-500
Pick on some retracement around 425-430 levels.

Note all these are technical picks....
 
Rambo Prasad
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There is an element of risk in everything....It is good to be cautious but it bad to be over cautious and miss golden opportunities to make money...For me the fear of missing good opportunity is more than the fear of lossing money...
I am not a investor just a trader...My stratergy is I trade with the trend using strict technical analysis....
The key to making money is following a trading discipline...Some times your calculations and your assumptions may go wrong...What most people do when their script goes down is they dont stop their losses....They expect their script to bounce back and make a come back...If you want to stop your loss you need to get out of this temptation...
But a good stop loss depending on your risk appetite and the moment the stop loss is hit get out of it...This way you can cut short your losses...
Some times some of my calculations worked perfectly and I was able to make around 3 times my monthly salary in just one day...sometimes it just dinged but I got out with minimal loss....

For those of you who are starters read some good material and keenly watch the market before you take a plunge...

Regarding futures and options for a person who doesn't properly do his research he may lose a lot of money in derivatives but if you are good enough you can make very good money...

To know about futures and options read this....
Consider an Example, Investor A is interested in Buying 800 Shares of Maruti on 2nd March 2006. His Target for the same is 1000.00 within this month while his Stop is Rs.30.00 per Share. Here are the options available to him;

Buy 800 Shares in the Market: Cost of Acquisition: 800 * 905.75 (Closing Price) = Rs.7,24,600.00

Buy a Maruti Future: Purchase Price: 898.60 (Closing Price)
Margin Required: Rs.1,50,000.00 (Bit more than what most Brokers charge)

Buy a Maruti Call Option. The thing to decide is which option to Buy, ie Out of the Money Option, At the Money Option or In the Money Option. Investor A has to decide which one he will be Buying based on how confident he is about the stock reaching the intended price.

If, A is absolutely sure, he can Buy a In the Money Option, lets say 800.00 CA since this has the least amount of Time Premium

In that case his Investment comes to 800 * 107 (Closing Price) = Rs.85,600.00

If, A isn't sure, ie 50 - 50, he can Buy a At the Money Option, which on that day is 900 CA

In that case his Investment comes to 800 * 30.15 (Closing Price) = Rs.24,120.00

If, A is sceptical about the achievement of Target but still wants to participate in any uprise, he can Buy the 940 CA

In that case his Investment comes to 800 * 14.05 (Closing Price) = Rs11,240.00

Now that he has entered into his position, lets see how Maruti behaved over the next few days

After his purchase, Maruti traded in a Rangebound fashion for the Next few days (ie, until 7-03-06). On 8th due to the FII selling, Markets crashed and so did Maruti which closed for the day at 882.80. Since, it didn't cross his Stop Loss, keeping his fingers crossed, A decided to hold the position with the same Stop Loss.

The Stop Losses got triggered the very next day upon which A exited the Scrip. Now lets Analyse, what his likely losses would have been for each of the above Options

Loss in Cash & Futures: Rs.30 * 800 = Rs.24,000.00

Loss if A had purchased, (I am using Average Price since I don't know the price that was prevailing when Maruti came below 875)

800 CA => Avg Price = Rs.72.75. Loss = 107.00 - 72.75 * 800 = Rs.27,400.00

900 CA => Avg Price = 19.55. Loss = 30.15 - 19.55 * 800 = Rs.8,480.00

940 CA => Avg Price = 8.35. Loss = 14.05 - 8.35 * 800 = Rs.4,560.00

As one can see, only in Case of 800 CA is the loss greater than that of Futures. People trading in Deep in the Money options, Buy those options only because they feel that the total cost will be less than the Margin Required for the scrip. Most Option players on the other hand, prefer trading the ATM since its much more liquid and the cost too is much much less than what should be allocated to buying the same quantity in the Cash Segment of Buying a Future.
 
Rambo Prasad
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from my experience...lot of people enter and exit...But it goes back to darwins principle of Survival of Fittest... ..Money is never a criteria for success here....

I have survived so far..but I dont know how far I will survive in future...In any case there is a job to bank on...

The only problem I face is I am finding it difficult to strike a balance between my work and my trading....Some times I have to stay late at night to finish the work which got disrupted due to trading...Any advice from people on how to balance both would be of great help...I dont want my professional reputation or career to get affected because of my trading activities...Some times I face a dilemma should I stop trading and concentrate on work alone...but it is hard to leave that.The money makes it more tempting.....Any suggestions in this regard would be of great help....I just finished my college a year back and would like to have a good growth path career wise too...
[ April 04, 2006: Message edited by: Rambo Prasad ]
 
Ram Munshi
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Originally posted by Shankar Iyer:


Ram Munshi,
The only risk is in day trading, where people try to make money by buying and selling in the same day. Of course, "Futures" is also a RELLY HUGE Risk.
But medium term to long term investments (for 4-6 months) in good stocks is NEVER A RISK. Think you are very fond of Mutual Funds


Shankar :No issues ,the only thing is that I don't have that much time to do fundamental and technical analysis and keep a watch on day to
day basis ,So for me It is somewhat difficult to take care of all this things.
For me it is secondary activity as I have full time job to do , While investing in mutual fund it is fund manager job to do keep track of all the activities ,so it is easier for me.
Once I retire in the age of 45-50 ,I would like to involve seriously in equities ,till then it is just another form of investment ,which can give me better return than bank FD /bonds.
All the best for your investments.

Ram
 
Rambo Prasad
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Maybe, you can tell us how did you study all those things and from where you picked up the knowledge. It might help us...

- Manish


Manish,I tried sending you a private message but looks like I am in your ignore list...
 
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