posted 11 years ago
Hey guys well first, the facts
1.) my car was 2005 nissan sentra rebuilt title 100k miles
2.) car was total loss
3.) I was not at fault, the other driver was.
4.) I have one month left on my state farm and they are taking me off since insurance since it appears I do not have prior insurance since my dad did not list me as a driver on previous insurance. so finding insurance has been difficult for some reason.
5.) No pain, but developing some neck and back pain now after a few days after the wreck.
ok well that is the fact I am not sure to file a lawsuit since now I do not have a car, and I really do not have money to buy a good car with an estimation of what the insurance claim will give me for the car $2,000. I am pretty much stuck since I do not have enough money nor have good credit to finance.
My mother told me if I were to file a lawsuite it would be even harder for me to get insurance and my insurance will also increase because the clinic I was supposed to go to ( from neck back pain) is from my own insurance. I thought it was from the driver at fault insurance?
Anyhow, I need some guidance. I am not sure what to do. I wont have a job in the summer, I dont have enough money for a new car, plus the 2,000 claim I will get from the damage total loss.
Any advice?