Chunking - if any - is transparent and you'd have to check the options on your server and/or client to be sure.
Functionally speaking, a web request is a single
unit - headers, cookies, form fields, uploads, everything is a single datastream unit. The multipart form uses special delimiters to inform the recipient where the the beginning and ending of the upload content is within the request datastream, but it's all transmitted as a single unit. That's one reason why upload progress bars have trouble working. The entire request has to be received before the webapp can respond to it.
More advanced configurations, such as the fileupload control in the
JBoss RichFaces
JSF tag library do funtion in ways that weren't part of the original HTTP spec. That particular control does support an upload progress bar. I'm pretty sure that it does do chunking and presumably is doing so via a lot of local Javascript support and/or AJAX.
The secret of how to be miserable is to constantly expect things are going to happen the way that they are "supposed" to happen.
You can have faith, which carries the understanding that you may be disappointed. Then there's being a willfully-blind idiot, which virtually guarantees it.